### First Home Buyer Guide Buying your first home is one of the most exciting milestones in life, but navigating the loan process can feel overwhelming. From understanding deposit requirements to navigating government grants, we outline everything you need to know. #### Key steps: 1. Save for a deposit (minimum 5% to 20% recommended). 2. Explore First Home Buyer Schemes (FHBG, FHSS, stamp duty exemptions). 3. Consult a broker to evaluate borrowing capacity. 4. Get pre-approval before searching for properties.