Terms & Conditions

Last Updated: May 20, 2026

1. Agreement to Terms

By accessing, browsing, or using the website of MCT Financial Solutions Pty Ltd ("MCT", "we", "our", or "us") at mctfs.com.au(the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree to these terms, please refrain from using the Site.

2. Service Disclaimer

MCT operates as a finance broker, connecting clients to bank and non-bank lenders. The information presented on this Site is for general informational and educational purposes only and does not constitute financial, investment, or legal advice.

Any loan calculators, interest rates, or loan products displayed are indicative and subject to change without notice. All credit applications are subject to formal lender assessment, approval criteria, and terms and conditions.

3. Use of the Site

You agree to use the Site only for lawful purposes. You must not:

• Use the Site in any way that violates federal, state, or international laws;
• Attempt to interfere with the security, integrity, or proper functioning of the Site;
• Extract or scrape data from the Site using automated tools, scripts, or bots;
• Transmit spam, malware, viruses, or other malicious software code to the Site.

4. Intellectual Property Rights

Unless otherwise indicated, all content on this Site—including text, graphics, logos, images, software, and layout design—is the property of MCT or its licensors and is protected by Australian and international copyright and trademark laws. You may view and print content from this Site for personal, non-commercial use only.

5. Limitation of Liability

To the maximum extent permitted by law, MCT is not liable for any direct, indirect, incidental, or consequential damages resulting from your use of, or inability to use, the Site or the services provided. While we endeavour to keep all information on the Site accurate and up-to-date, we make no representations or warranties regarding its accuracy, completeness, or reliability.

6. Third-Party Links

The Site may contain links to external third-party websites (such as loan calculators, lender portals, or regulatory sites). We do not control, endorse, or assume responsibility for the content, privacy practices, or accuracy of these external sites.

7. Modifications to Terms

We reserve the right to modify these Terms & Conditions at any time. Any changes will be posted directly to this page, and your continued use of the Site after amendments are made constitutes your acceptance of the revised terms.

8. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the state of Victoria, Australia. Any disputes arising from your use of the Site or services will be subject to the exclusive jurisdiction of the courts of Victoria.

9. Contact Us

If you have any questions or require clarification regarding these terms, please contact our support team at: