Upgrading or Investing: Structuring for Success

Whether you are moving into a larger home or expanding your property investment portfolio, how you structure your loan is critical for maximizing tax benefits and credit capacity.

Key Strategies:

1. Leveraging Equity: Use the equity in your existing home as a deposit for your next purchase.
2. Bridging Loans: Buy your new home before selling your current one with bridging finance.
3. Investment Structuring: Align with your accountant to choose between interest-only, principal & interest, and offset accounts to optimize tax deductions.
4. Cross-Collateralisation Risks: Avoid tying your properties to the same loan unless necessary.

Let MCT find the right lender and structure for your property ambitions.