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How to Work Out Your Mortgage Repayments

Want to see how making extra repayments can save you money and shorten your loan term? Follow these steps:

• Start by entering your original loan amount, the interest rate, and the loan term (in years).
• Input your current repayment frequency (monthly, fortnightly, or weekly).
• Include Extra Repayment Detail: the amount you’d like to pay on top of your regular repayment) and the time you plan to start making extra payment.

The calculator will show how much interest you could save and how much sooner you could pay off your loan by making extra repayments.

Try different amounts and frequencies to see how even small extra repayments can make a big difference over time, and what works best for your budget and goals.